03 / Lend
Lend
Back a member's request in a tap. Get repaid with a tip they choose — plus Pynk lender protection when things go sideways.
- Tips, not interest
- Protection included
- Fund in seconds
P2P since day one2M+ members
money that
moves between
people.
No banks in the middle. No rollover traps. Just members funding members, with terms written by the two people in the deal.
lend ✳borrow ✳bank ✳repay ✳repeat ✳lend ✳borrow ✳bank ✳repay ✳repeat ✳lend ✳borrow ✳bank ✳repay ✳repeat ✳lend ✳borrow ✳bank ✳repay ✳repeat ✳
01 / Why
Finance was built for institutions. We rebuilt it for neighbours.
Overdraft fees, hidden APRs, credit checks that punish you for being new. Pynk deletes the middle layer and hands the terms back to the two people who actually matter.
02 / Calculator
Run the numbers before you commit.
See what a loan actually costs — or what you could earn lending to another member. No hidden fees, no compound interest traps.
$750
$50$5,000
8%
0%20%
4weeks
112
Total to repay$810
Tip / interest$60
Weekly payment$203
04 / Borrow
Borrow
Name your amount, your date, and the tip you think it's worth. Members decide. No compound interest, ever.
- You set the terms
- No rollover fees
- No debt spiral
05 / Bank
Bank
The Pynk Wallet holds it all together — a fee-free card, a global ATM network, and credit you actually build.
- Fee-free ATMs
- Instant transfers
- Credit building
06 / Receipts
2M+
Members
2.5M+
Loans funded
~2 min
Median funding time
82%
Underserved zip codes